RESOURCES

Loan Resources

States We Serve

We are licensed in the following states:

States We Serve

We are licensed in the following states:

Loan Types to Consider

Conventional Loan

A conventional loan is a type of mortgage that is not insured or guaranteed by the federal government. It typically has a fixed interest rate and term, and requires a down payment of at least 3% of the purchase price. Conventional loans can be either conforming or non-conforming, depending on whether they meet the standards set by Fannie Mae and Freddie Mac.

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JUMBO LOAN

A jumbo loan is a type of mortgage that exceeds the conventional loan limits set by Fannie Mae and Freddie Mac. These loans are typically used to buy high-priced or luxury homes. To qualify for a jumbo loan, borrowers need to have excellent credit, a large down payment, and low debt-to-income ratio.

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Reverse Mortgages

A reverse mortgage is a type of loan that allows homeowners to borrow money against the equity in their home. Unlike a traditional mortgage, where the borrower makes monthly payments to the lender, a reverse mortgage requires the lender to pay the borrower. The loan is repaid when the homeowner sells the home, moves out, or passes away. Reverse mortgages can provide a source of income for seniors who want to stay in their home and have limited cash flow.

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VA Loans

A VA loan is a type of mortgage loan that is guaranteed by the Department of Veterans Affairs (VA) for eligible veterans, service members, and surviving spouses. A VA loan can help veterans buy, refinance, or improve a home with competitive interest rates, low closing costs, and no down payment requirement.

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First Time Buyer Program

Our primary goal is to assist you with a real estate purchase of some sort. We offer many different options which means we can easily pivot to meet your needs based on your particular situation and purchase type. We often employ "outside-the box" thinking in order to solve complicated loan situations. Our passion in providing the best customer service and experience for you is always our top priority.

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Refinance

A refinance loan is a type of loan that allows you to replace your existing mortgage with a new one. The new loan usually has a lower interest rate, a shorter or longer term, or different features than the original loan. By refinancing, you can lower your monthly payments, save money on interest, or access cash from your home equity.

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